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The only App You'll Love for Managing
Crypto
Fiat
IRA
Crypto

Built on Security & Compliance

The Smarter Way to Pay & Invest

Receive, send fiat & crypto to anyone, anywhere, instantly.

Access all your digital funds in one place with complete control.

Shop seamlessly with crypto for everyday essentials globally.

Access your IRAs here for higher, wealth-driven opportunities.

Explore the world of tokenized Gold, Stocks, ETFs, Real-Estate and beyond.

Secure, compliant, and trusted – your assets are always protected.

Empowering Businesses Beyond Payments

★ Payments

QR-Based Payments,
Seamless Settlements

Accept payments in-store or online through a simple QR-code infrastructure that supports fiat, crypto, and stablecoins. No matter how your customers choose to pay—even in Bitcoin or Ethereum—you receive direct settlements in stablecoins (like USDC) or fiat (USD), with zero volatility or conversion stress.

Easily accept global payments with QR codes and get paid in the currency you trust.

★ Operations

Stablecoin-Powered Business Operations

Replace slow, costly systems with stablecoin-driven operations. Run payrolls, pay vendors, manage invoices, remit funds across borders, and handle treasury—all from oneplatform. Enjoy faster transactions, transparency, and reduced reliance on traditional banking.

Operate smarter using stablecoins for everyday business workflows.

★ Infrastructure

Cost-Efficient Payment Infrastructure

Traditional payment rails come with high fees and settlement delays. PayAiro offers a low-fee model designed to streamline financial flows while keeping every transaction secure and instant. Maximize your margins and reduce unnecessary overhead.

Save money on every transaction without compromising speed or security

★ Control

Real-Time Financial Visibility

Track and manage all your fiat and crypto transactions from a unified merchant dashboard. Get complete oversight into your revenue streams, monitor cash flow, and generate accurate financial records—helping you make fast, informed decisions.

Stay in control of your business finances, anytime, anywhere.

Your Gateway to the U.S. Market

Unlock compliant access to U.S. users through PayAiro’s regulated infrastructure.

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Be Part of the Future of Finance

Connect with like-minded individuals, stay informed, and grow with a community built around financial freedom, tokenized investments, and real-world adoption.

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Ready to Unify Your finances?

Experience the power and simplicity of having your banking, payments, and investments work together. Whether you're an individual investor or a growing business, PayAiro provides the tools you need to thrive in the modern financial landscape.